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  <front>
    <journal-meta>
      <journal-id journal-id-type="publisher-id">jssi</journal-id>
      <journal-title-group>
        <journal-title>Journal of Security and Sustainability Issues</journal-title>
      </journal-title-group>
      <issn pub-type="epub">2029-7017</issn>
      <issn pub-type="ppub">2029-7017</issn>
      <publisher>
        <publisher-name>LKA</publisher-name>
      </publisher>
    </journal-meta>
    <article-meta>
      <article-id pub-id-type="publisher-id">JSSI9319</article-id>
      <article-id pub-id-type="doi">10.9770/jssi.2020.9.3(19)</article-id>
      <article-categories>
        <subj-group subj-group-type="heading">
          <subject>Article</subject>
        </subj-group>
      </article-categories>
      <title-group>
        <article-title>Towards Sustainable Development via Enhancing Viability of Small Businesses through Lending: a Case Study</article-title>
      </title-group>
      <contrib-group>
        <contrib contrib-type="author">
          <!-- <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-4084-6735</contrib-id> -->
          <name>
            <surname>Seisenbayeva</surname>
            <given-names>Aizada</given-names>
          </name>
          <email xlink:href="mailto:mail-sam_1985@inbox.ru">mail-sam_1985@inbox.ru</email>
          <xref ref-type="aff" rid="j_jssi_aff_000"/>
          <xref ref-type="corresp" rid="cor1">∗</xref>
        </contrib>
        <aff id="j_jssi_aff_000">Caspian Public University, Seyfullin av.521, Almaty, The Republic of Kazakhstan</aff>
        <contrib contrib-type="author">
          <!-- <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0001-7516-899X</contrib-id> -->
          <name>
            <surname>Gumar</surname>
            <given-names>Nazira</given-names>
          </name>
          <email xlink:href="mailto:Gumnaz@mail.ru">Gumnaz@mail.ru</email>
          <xref ref-type="aff" rid="j_jssi_aff_001"/>
        </contrib>
        <aff id="j_jssi_aff_001">Caspian Public University, Seyfullin av.521, Almaty, The Republic of Kazakhstan</aff>
        <contrib contrib-type="author">
          <!-- <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-0825-1662</contrib-id> -->
          <name>
            <surname>Imramziyeva</surname>
            <given-names>Munira</given-names>
          </name>
          <email xlink:href="mailto:imya0907@mail.ru">imya0907@mail.ru</email>
          <xref ref-type="aff" rid="j_jssi_aff_002"/>
        </contrib>
        <aff id="j_jssi_aff_002">Caspian Public University, Seyfullin av.521, Almaty, The Republic of Kazakhstan</aff>
        <contrib contrib-type="author">
          <!-- <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0003-0182-3984</contrib-id> -->
          <name>
            <surname>Lapbayeva</surname>
            <given-names>Sanimkul</given-names>
          </name>
          <email xlink:href="mailto:Sanim80@mail.ru">Sanim80@mail.ru</email>
          <xref ref-type="aff" rid="j_jssi_aff_003"/>
        </contrib>
        <aff id="j_jssi_aff_003">Caspian Public University, Seyfullin av.521, Almaty, The Republic of Kazakhstan</aff>
        <contrib contrib-type="author">
          <!-- <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-7324-7632</contrib-id> -->
          <name>
            <surname>Shmanova</surname>
            <given-names>Nurgul</given-names>
          </name>
          <email xlink:href="mailto:Nurka_20_10@mail.ru">Nurka_20_10@mail.ru</email>
          <xref ref-type="aff" rid="j_jssi_aff_004"/>
        </contrib>
        <aff id="j_jssi_aff_004">Caspian Public University, Seyfullin av.521, Almaty, The Republic of Kazakhstan</aff>
      </contrib-group>
      <author-notes>
        <corresp id="cor1"><label>∗</label>Corresponding author.</corresp>
      </author-notes>
      <volume>9</volume>
      <issue>3</issue>
      <fpage>943</fpage>
      <lpage>950</lpage>
      <pub-date pub-type="ppub">
        <day>30</day>
        <month>03</month>
        <year>2020</year>
      </pub-date>
      <pub-date pub-type="epub">
        <day>30</day>
        <month>03</month>
        <year>2020</year>
      </pub-date>
      <permissions>
        <ali:free_to_read xmlns:ali="http://www.niso.org/schemas/ali/1.0/"/>
      </permissions>
      <abstract>
        <p>Sustainable development of any country is hardly possible without viable small business. The development of small businesses has a number of advantages, which are expressed in the activation of structural adjustment of the economy, providing freedom of market choice and additional jobs, ensuring rapid cost recovery, and rapid response to changes in consumer demand. Small business leads to saturation of the market with goods and services, overcoming industry and territorial monopolies, and increasing the level of competition. In Kazakhstan, state support for small and medium-sized businesses is multi-level in the implementation of measures to reduce the tax burden, implement a set of measures to facilitate access to credit resources, simplify administrative procedures and permits, and organize regional centers to support small and medium-sized businesses in cities and rural areas.</p>
      </abstract>
      <kwd-group>
        <label>Keywords</label>
        <kwd>sustainable development</kwd>
        <kwd>small business</kwd>
        <kwd>lending</kwd>
        <kwd>tools</kwd>
        <kwd>sources</kwd>
        <kwd>funds</kwd>
        <kwd>programs</kwd>
        <kwd>manufacturers</kwd>
        <kwd>credit product</kwd>
        <kwd>financing</kwd>
        <kwd>services</kwd>
        <kwd>indicators</kwd>
      </kwd-group>
      <kwd-group kwd-group-type="JEL">
        <label>JEL</label>
        <kwd>M2</kwd>
        <kwd>O30</kwd>
      </kwd-group>
    </article-meta>
  </front>
</article>
