Generolo Jono Žemaičio Lietuvos karo akademija

In the scientific paper data on assessment of the impact of food enterprise “ALMA” on the environment of Almaty city megalopolis are provided. An approximate level of influence of the harmful substances are emitted by production of food products on the environment is calculated. Mathematical modeling of the dispersion of pollutants in the atmosphere and calculation of the values of surface concentrations were carried out using the unified program for calculation of atmospheric pollution ERA software complex, version 1.7. It is established that the propionic aldehyde emitted in the course of preparation of food products in the amount exceeding standard requirements is dissipated within maximum permissible concentration (MPC) until reaching the boundaries of nearby houses, without rendering harm on human health, and values of background concentration of carbon and nitrogen dioxides fluctuate within MPC.

The building and real estate industry have a significant influence on the environment, economy and the society. A number of benefits are associated with the development of sustainable or green buildings. Sustainable building or real estate construction enables an ethical, viable and practical response to resource consumption and environmental impact. It creates an economic sense on a life cycle costing basis. The current research paper aims to examine the impact of sustainable real estate development (SRED) on investment in green buildings, in the real estate sector. It is pertinent to examine that how embracing sustainability in real estate building impacts or changes value proposition for an investment i.e. how participants in the market filter and scrutinize relevant sets of information and integrate it into an existing framework of investment. For this purpose, the study adopted a quantitative approach, and applied a questionnaire survey strategy. Primary data was collected by distributing survey questionnaire among the real estate investors, in the region of Austria, Vienna, Lower Austria. The information, collected from survey was analysed by the help of statistical techniques, specifically regression analysis, factor analysis, descriptive statistics, as well as reliability test. It evaluated four benefits associated with SRED, which include higher building value (HBV), productivity gains (PG), cost savings (CS), and environmental gains (EG). Using data of 103 Austrian investors, the study finds a significant positive impact of HBV, PG, and EG on dependent variable of Investment in green buildings (IN) at 10% significance level. However, it is unable to find significant association between CS and IN. The study suggests that there is a need to enhance awareness about, and focus on the benefits of sustainable real estate development (SRED) and green buildings.

A possible sustainable growth of the financial sector due to the development of activity of credit unions is being examined in this paper. Moreover the analysis of contemporary credit unions conceptions and problems of management improvement are performed. In addition theoretical priorities for credibility and international capabilities of credit unions are presented. A sketch of some actual theories is being performed and methods for analysis of credit unions’ activities are particularly composed. Following method of improvement of observational research was performed in this paper. In order to evaluate common tendencies of activities of the credit unions in the World and particularly in the European Union the financial institutions’ legal regulations are specially surveyed. Furthermore legal regulations of credit unions are analyzed in practice for local and international credit unions of Lithuania. The preliminary evaluation of the credit unions activity in the circumstances of contemporary waves of the financial crisis is presented. After examining available and possible theoretical and practical aspects the assumptions from the analyzed material are proposed. The article discusses the development of credit unions and the factors affecting the credit union managers approach to the credit union system development prospects. Despite an occurrence of the recent commercial banks global situation concerning the possible disappointment of consumers - credit unions are one of the best institutions for further financial sustainability in the retail credit markets. An object of this research is credit unions and some other self-credit institutions. In addition the accumulated global information from the cooperative financial institutions is overviewed.