Progressive changes in many areas of the business environment and internal processes in business entities are increasingly the cause of crises occurring in them, in extreme cases resulting in the need to declare bankruptcy. Bankruptcies can be considered, on the one hand, as a manifestation of maladaptation to the requirements and transformations of the market, but more and more often they become a derivative of phenomena over which entrepreneurs have absolutely no influence. The paper attempts to analyze the scale of business bankruptcies in Poland in 2009-2021, which was based on data from the Central Statistical Office and the Central Economic Information Center. Exploratory research was carried out on a time sample of 12,960 entities for the years 2009-2021, which declared bankruptcy in the analyzed period and represented all enterprises of the Polish market from the time period adopted for the research. The analyzed sample took into account the number of bankruptcies of enterprises falling on particular years. The purpose of the article is to analyze the scale of the bankruptcy phenomenon in Poland over the period 2009-2021 and to try to identify the existing dependencies.
State security is a key issue both for the state as an entity and for its inhabitants. The economic security of the state is a particularly important component which can manifest itself on many different levels. The most important of them is financial security. This aspect of security is relevant as in modern economies money is the key value. Therefore, the financial security of the state is a component of economic security, but at the same time its key determinant. The level of financial security, which in the simplest terms is an ability to raise funds when needed, is influenced by a number of factors, the most important of which are the stability of the financial sector, the size of public debt, as well as the size and structure of the country’s foreign exchange reserves. This paper attempts to analyze individual factors that affect the condition of financial security of the state. In the next part, a structural analysis of the most important aspects of the state’s financial security was performed. The research showed that the state of Poland’s financial security could now be assessed quite highly, but the effectiveness of all the measures taken by the government and the central bank to date would be verified in the near future through the development of the situation caused by the COVID-19 pandemic.